|
Loan purpose
|
For consumer needs |
| Loan currency |
BYR |
| Minimum loan amount |
3 000 000 |
more
10 000 000 |
3 000 000 |
more
10 000 000 |
3 000 000 |
more
10 000 000 |
| Maximum loan amount |
10 000 000 |
25 000 000 |
10 000 000 |
25 000 000 |
10 000 000 |
25 000 000 |
| Interest rate |
38% per annum |
38% per annum |
38% per annum |
| Monthly payments for loan support |
1,55% of the initial loan amount |
1,75% of the initial loan amount |
1,95% of the initial loan amount |
| Payment for delivery of cash money resources |
According to the List of compensations |
According to the List of compensations |
According to the List of compensations |
| Period of loan use (months) |
12 |
24 |
12 |
24 |
36 |
12 |
24 |
12 |
24 |
36 |
12 |
24 |
12 |
24 |
36 |
| Credit maintenance |
The penalty and the guarantee deposit (Contribution) placed in СJSCompany «Zepter Bank», with the minimum sum of the Contribution at a rate of 20 % from the sum of the required Credit |
penalty |
penalty |
| Anticipated repayment |
No restrictions |
| Loan is granted |
as a lump sum credited to a commercial enterprise’s account (in accordance with bank details as specified in the invoice or the Applicant’s application). |
| Loan repayment |
The total of principal debt amounts, interests and loan support charges due to be monthly repaid by the Borrower remains the same throughout the entire validity term of the Contract, except for the first and the last payments. |
| Applicant eligibility requirements: |
- Citizenship of the Republic of Belarus (a foreign citizen/ stateless person, but having a residence permit of the Republic of Belarus);
- Age: not younger than 21 – not older than 61;
- Permanent registration on the territory of the Republic of Belarus;
- Permanent income source on the territory of the Republic of Belarus;
- service term for the last job not less than 3 months.
|